Privacy Policy

CardDeals LK ("we", "our", or "us") operates the website cardofferslk.online. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our platform.

By using CardDeals LK, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect the following types of information:

• Account Information: When you register, we collect your name, email address, and mobile number.
• Profile Preferences: Your selected banks, payment schemes, card types, and notification preferences.
• Authentication Data: Email/password credentials or Google Sign-In tokens via Firebase Authentication.
• Usage Data: Pages visited, filters used, and deals viewed (collected anonymously via Firebase Analytics).
• Device Information: Browser type, operating system, and IP address for security and analytics purposes.

2. How We Use Your Information

We use your information to:

• Create and manage your account on CardDeals LK.
• Personalise your experience by showing deals that match your saved banks and card types.
• Send you deal notifications based on your preferences (at 8:00 AM and 3:00 PM Sri Lanka time).
• Send expiry reminders for deals that match your profile.
• Improve our platform through anonymised usage analytics.
• Respond to your inquiries submitted via the contact form.
• Ensure platform security and prevent fraud.

3. How We Store Your Information

Your personal data is stored securely using Google Firebase Firestore, a cloud-hosted database with industry-standard encryption at rest and in transit. Authentication is handled by Firebase Authentication, which follows OAuth 2.0 standards.

We do not store your passwords in plain text. Passwords are hashed and managed entirely by Firebase Authentication.

4. Data Sharing & Third Parties

We do not sell, trade, or rent your personal information to third parties. We may share data with:

• Google Firebase: For authentication, database storage, and analytics (Google's Privacy Policy applies).
• Formspree: For processing contact form submissions.
• Spacemail (SMTP): For sending notification emails from noreply@cardofferslk.online.
• Law enforcement: If required by law or to protect our legal rights.

5. Email Notifications

By creating an account, you agree to receive deal notification emails. These are sent based on your saved bank preferences. You can opt out at any time by:

• Updating your notification preferences in your profile settings.
• Contacting us at hello@cardofferslk.online.

6. Cookies

CardDeals LK uses session storage and local storage (not traditional cookies) to maintain your login session and preferences. We use Google Firebase Analytics which may use cookies to collect anonymised usage data.

7. Your Rights

You have the right to:

• Access: Request a copy of your personal data we hold.
• Correction: Update your information via your profile page.
• Deletion: Request deletion of your account and all associated data by contacting us.
• Portability: Request your data in a structured, machine-readable format.
• Objection: Opt out of non-essential data processing at any time.

8. Data Retention

We retain your personal data for as long as your account is active. If you delete your account, we will remove your personal data within 30 days, except where retention is required by law.

9. Children's Privacy

CardDeals LK is not intended for use by persons under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided us with personal data, we will delete it immediately.

10. Security

We implement commercially reasonable security measures including HTTPS encryption, Firebase security rules, and access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by posting the new policy on this page with an updated effective date. Continued use of CardDeals LK after changes constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or your personal data, please contact us:

• Email: hello@cardofferslk.online
• Website: cardofferslk.online